Monday, October 27, 2008

How the economy has affected me

Well it's taken me all weekend to kind of get my mind wrapped around this but now I can tell everyone. The short of it is that I got laid off Friday morning. The details basically go like this:

The company I worked for provided coaching, systems and tools to real estate agents that signed up for membership with us. The main way of gaining new members was a tiered system by which we would hold a 3-day conference each month in various cities around the country to sell attendees on the idea that they should join our membership. Before this, we would hold ten free 3.5 hour workshops in various places around this city that we'd pick to introduce real estate agents in the area about our Main Event. So an agent would attend a workshop, go to the Main Event and hopefully sign up as a member. That's how we earned our money.

My job was to build the lists of agents we were going to market to in order to drive them to these workshops. As time went on my responsibilities grew. I'd do reports, sit in on meetings and even started being trained on some administrative things the sales department would do. Essentially it got to the point where my job had become so secure only one thing could end it without my having done something to earn being fired. They had to stop doing workshops. Guess what happened?

They made the decision last week that the Seattle run we were working on would be our last workshops and the last main events we would hold. Half the sales team was let go as well as me. The guy below me that helped update the lists...somehow survived. Not sure what he's doing now but it kinda shocked me that I was asked to leave and he stayed. I figured it'd be futile and childish to argue about it so I just packed my things calmly, smiled and shook hands, said "that's business. It's OK" and left.

So now I've applied for unemployment, got forbearance on student loans until next October and will try to consolidate a couple of my credit accounts that I have with Wells Fargo (since they've offered a million times before and I turned them down) and based on our personal budget, so long as we pay for our NEED expenses only, then we can pretty well make it forever since much of our debt balances will work to zero by next summer and that should help us out just as the money is running out.

Just to ease the pressure and questions, we still have money to do the things we've already planned through the rest of 2008 including coming up for Christmas. We've saved away a certain amount for those things and the money is already there. Spending them will not put us in a bad spot so we're going ahead with our plans.

We have a friend of ours coming out from Ottawa for a week, we're doing Halloween with friends in Chandler, AZ and then there's Christmas. Victoria is working extra overtime so we can get me some of the clothes I need. My Dockers are frayed at the bottoms and I'm running out of t-shirts that I can use as undershirts and mostly short sleeve button up business shirts. So hopefully that money will allow me to get those things I need and then we'll be all set until I get a new job.

I plan on applying for permanent positions right away including at UCSD which pays pretty well. Victoria is helping me with that. After Rhian goes back to Ottawa I'll apply with temp agencies and if I still have nothing in six months I may start looking at ANYTHING that I might possibly be able to do.

Anyways, prayers will help as usual. This economy is the pits. Everything I'm hearing is that I could be out of work for a long time since even temp agencies are having trouble placing people but I'm crossing fingers, praying to Heavenly Father and I have faith that something better than I had is around the corner. It might not come as fast or in the way I want it to but I'm sure it will come all the same.

Love you all and miss you terribly. This blog has become such a great blessing. I love hearing from you guys so far and it makes me feel so much closer to you.

1 comment:

Sue W said...

We're so sorry to hear of the layoff. Maybe John McCain ought to reference 'Dan the working guy who pays taxes' instead of 'Joe the plumber'.
Maybe the photog gigs will fill in or become what you do.
Nothing like a little stress to liven up the holiday season. However, you're not alone. All of us have experienced (are experiencing)similar problems. Keep a positive attitude, pray & work toward resolution.